Apply for the Central Government's Rs 3,000 scheme.

Apply for the Central Government's Rs 3,000 scheme. Prime Minister Shram Yogi Mandhan Yojana.




 Prime Minister Shram Yogi Mandhan Yojana and National Pension Scheme 18-year-olds can become members. Members of the Pradhan Mantri Shram Yogi Mandhan Yojana must be working in the unorganized sector and earn Rs 15,000 or less. The age limit is 40 years. After the age of 60, a minimum of Rs 3,000 per month will be available under the pension scheme. The scheme is being implemented by the Ministry of Labor and Employment LIC. 50% of the total amount is the beneficiary and 50% is the Central Government share.


Small traders and self-employed persons can join the National Pension Scheme. Annual turnover should not exceed 1.5 crores. Income taxpayers or members of EPFO ​​/ ESIC / NPS / PM-SYM are not eligible to join the scheme. And should not be a member of any pension scheme of the Central Government. However, those who are receiving pension benefits from the state government can also join the scheme.

Entrepreneurs can register with Aadhaar card and Bank Passbook (including IFSC code) at Akshaya Centers, CSC Digital Service Center, http://maandhan.in, or on their own.

Prime Minister Shram Yogi Man-Dhan (PMSYM) is a pension scheme for unorganized sector workers in the country in collaboration with the Union Ministry of Labor and the Life Insurance Corporation of India (LIC).



The following persons working in the unorganized sector can join this pension scheme.


  • Autorickshaw drivers



  • Houseworkers



  • Those who sell home appliances 



  • Agricultural workers



  • Construction workers



  • Beedi workers



  • Handloom workers



  • Audio / video staff



People between the ages of 18 and 40 can join this scheme. Monthly income should be less than Rs 15,000. Members of EPF, ESI, and NPS schemes are not eligible to join.

The Central Government pays an amount equal to the amount to be paid by the member of the scheme. (For example, when an 18-year-old joins the scheme, he has to pay Rs 55 per month. The same amount is paid by the Central Government.)

A person who joins the scheme will start getting a pension of Rs 3,000 per month on reaching the age of 60. If the pensioner dies after receiving the pension, the life partner receives 50% per month. The nominee receives the full amount paid after the death of the life partner.

You can opt-out of this scheme if you are over 60 years of age. Failure to do so will result in a refund of the amount paid up to that point and its bank interest.





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